5 Common Insurance Mistakes

Navigating insurance can be overwhelming, and it's easy to make mistakes that could cost you later. Here are five common missteps we see — and how you can avoid them:

1. Choosing the cheapest policy, not the best fit
   Low premiums can come with high risks. Make sure you're not sacrificing essential coverage to save a few dollars.
2. Not updating your policy as life changes
   Got married, moved, or started a business? Your coverage should reflect your current situation.
3. Ignoring the fine print
   Many people skip the policy details. At RedShift Group, we help you understand your coverage so there are no surprises.
4. Underinsuring your assets
   Choosing coverage limits that are too low can leave you vulnerable in the event of a serious claim.
5. Delaying action until it’s too late
   Waiting until an emergency happens can be costly. Be proactive — the right time to get insured is now.

Let us guide you through smart, well-informed decisions that protect your life, not just your property.